Net Worth Tracker
Paddy & Jacky — Total wealth snapshot · April 2026
Total Net Worth — April 2026
$1,153,827
Property equity $983,540 + Cash $170,287 + Super $24,400
Projections: ~$1.43M in 1yr ~$1.99M in 3yr ~$2.67M in 5yr
Asset Allocation
85%
15%
2%
Property Equity $983,540 (84%)
Cash $170,287 (15%)
Super $24,400 (2%)
Net Worth Breakdown
NR Equity ($1.3M - $705,980)$594,020
Osb Equity ($900k - $510,480)$389,520
Bonus & Savings$87,526
Peter & Susan$50,000
Puhie's Punters$3,221
All other accounts$29,520
Paddy super$10,400
Jacky super$14,000
TOTAL NET WORTH$1,153,827
5-Year Net Worth Projections
Based on $2,005/wk surplus + $104,260/yr savings accumulation + ~5% property growth + super contributions
Current (Apr 2026)
$1,153,827
1 Year (Apr 2027)
~$1,418,000
+$264k · surplus + property growth
3 Years (Apr 2029)
~$1,977,000
+$823k from current
5 Years (Apr 2031)
~$2,657,000
+$1.5M from current
LVR Milestones
✅
Below 80% LVR (No LMI zone)
Both properties well under 80%
DONE
🎯
North Road — Below 45%
Currently 45.7% — very close
45.7%
🎯
Osborne St — Below 43%
Currently 43.3% — almost there
43.3%
🏆
Both properties — Below 40%
Target LVR — est. 2–3 years at current rate
~2027
🚀
Net Worth $2M
Projected ~2029 at current trajectory
~2029
Superannuation Projections
👨 Paddy
Current Balance
$10,400
Annual Contribution
$17,795
~5yr Balance
~$107k
~10yr Balance
~$234k
👩 Jacky
Current Balance
$14,000
Annual Contribution
$24,000
~5yr Balance
~$148k
~10yr Balance
~$317k
Combined current super$24,400
Combined annual contributions$41,795/yr
Combined est. 5yr super~$255k
Annual Surplus Tracker
WEEKLY INCOME
$5,564
$289,328/yr
WEEKLY EXPENSES
$3,559
$185,068/yr
NET ANNUAL SURPLUS
$104,260
$2,005/wk